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Roof Now. Pay Later. Financing NOW Available.

Flexible payments. Instant online approval. No hidden fees. Protect your home without the upfront stress, all with JN Roofing, your trusted local roofing contractor.

Apply Online for Financing

Fast, Flexible Roof Financing from JN Roofing

Don’t wait for your budget to catch up. With financing up to $100,000 through our partner FinanceIt, JN Roofing makes it easy to start your roofing project today and pay over time with affordable, predictable payments.

Eligible Services from JN Roofing: New Roofs, New Builds, Roof Repairs, Residential & Rental Properties, All Property Types (Detached, Semi, Condo, Cottage)

JN Roofing and Contracting employees doing a Reroof
JN Roofing and Contracting employee doing a Reroof

How It Works:
Simple. Transparent. 100% Online.

Step 1: Get Your Quote

JN Roofing will inspect your roof and provide a detailed estimate. No obligation, no charge.

Step 2: Apply Online for Financing

Once you have your quote, use our secure link to apply through FinanceIt. Enter the exact quote amount, no guessing required. No application fees from JN Roofing.

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Step 3: Get Instant Approval

Pre-qualification decision in seconds. Your approval is valid for up to 180 days, plenty of time to schedule your roofing project with JN Roofing.

Step 4: Schedule Your Installation

Once approved and your loan agreement is submitted, JN Roofing will book your project at the next available installation date.

Step 5: Pay Over Time

Choose weekly, bi-weekly, or monthly payments that fit your budget. Everything is done online. No paperwork. No pressure.

Financing Features at a Glance

Feature Details
Loan Amount Up to $100,000
Interest Rates Starting from 11.99% for 60 months*
Standard rate: 13.99%
Extended Credit: 16.99%–19.99%
*Rates based on credit, loan size & promotional offers
Payment Options Weekly, Bi-weekly, or Monthly
Credit Impact Pre-qualifying won’t affect your credit score
Down Payment None required
Fees 1.5% FinanceIt fee (max $149)
No additional fees from JN Roofing
Early Payoff No penalties – pay off anytime
Property Types Detached, Semi, Condo, Cottage, Rental Properties
Security Bank-level encryption & data protection
Approval Valid 180 days
man installing roof on new home

Who Can apply

Homeowners, landlords, and first-time buyers — anyone planning a roof installation or repair through JN Roofing.

Not sure about your credit? No problem. We offer:

  • Second-Look Programs designed for applicants who may not qualify for standard credit
  • Co-Borrower Options to strengthen your application

All information is private and secure with FinanceIt’s bank-level encryption.

Frequently Asked Questions

HIDDEN

Will applying for financing hurt my credit score?

Pre-qualifying won’t affect your credit score. It’s a soft inquiry, not a hard pull.

What if I don’t qualify for the best rates?

FinanceIt offers Extended Credit programs up to 19.99%, plus second-look options. You can also apply with a co-borrower.

Can I pay off the loan early?

Yes! No prepayment penalties. Pay it off anytime.

Who do I contact with questions about my loan?

FinanceIt handles all loan and payment inquiries: consumers@financeit.io or
1-888-536-3025.

What happens if I sell my home before the loan is paid off?

The remaining balance becomes due. FinanceIt will contact you within 21 days of your 60-month term ending with renewal or payoff options.

What You'll Need to Apply

Minimal documentation. Maximum speed.

  • Government-issued ID
  • Proof of income (if required)
  • Banking information for automatic payments
  • Your roofing quote from JN Roofing

That’s it. Your pre-qualification happens in seconds.

Why Finance Your Roof with JN Roofing?

Preserve Your Cash. Protect Your Home.

  • Avoid Large Upfront Costs – No need to deplete savings or delay critical repairs
  • Act Fast on Needed Repairs – JN Roofing can help prevent costly water damage or structural issues
  • Keep Your Emergency Fund Intact – Spread payments over time instead of one big hit
  • Upgrade Sooner – Enjoy a new, energy-efficient roof installed by a trusted local team
  • Predictable Payments – Automatic monthly deductions make budgeting easy

A damaged roof doesn’t wait for your savings account to catch up. JN Roofing financing lets you protect your home today.

JN Roofing and Contracting truck

Why Homeowners Trust JN Roofing

2,500+ Roofs Installed

Owens Corning Platinum Preferred Contractor

Fully Licensed & Insured

5-Star Ratings Across Google & BBB

Family-Owned, Local & Proudly Canadian

Testimonials

“Amazing work from start to finish. The quoting process was detailed and accurate. The installers showed up exactly as scheduled and took time to protect the house and surrounding area with tarps. The existing shingles were stripped and the new roof was on, all inside of one day. Aside from a great-looking roof, there was no sign of the crew ever being here. Fantastic work! I couldn’t be happier.

5
Tim Ashworth
January 2023
Google Customer Review

“I have no words to describe how truly and greatly appreciative we are for JN Roofing. From the first meeting with Mike to execution day. This company is beyond pristine in their workmanship. They were beyond helpful, honest, and kind and they had their routine and jobs down and it shows. From start to finish it was flawless. They were here before start time, kept everything tidy, and cleaned everything up perfectly. JN Roofing we truly cannot thank you enough from the bottom of our hearts for fixing our disastrous roof. We will definitely be recommending you to everyone we know. You truly are an amazing team.”

5
Jen and Donna
April 2023
Google Customer Review

“JN Roofing is amazing. We had our whole roof/shingles done this week and they were on time, efficient and professional, and super nice. Being first-time homebuyers we were a little nervous with it being our first big home project. But we absolutely would recommend them to everyone. From our first quote, meeting and even helping with shingle samples they were wonderful to deal with. 100% happy with the job they did. 10/10. Great job guys and thank you.”

5
Christina
February 2023
HomeStars Customer Review

“The team just got finished doing my roof. Really very professional service. All the property was tarped and protected during the service, the team was fast. The quality of the materials was exactly what I was expecting. I couldn’t ask for anything more. Thanks very much!”

5
Peter C.
October 2022
Google Customer Review

“Choose JN Roofing – you will not regret it! They came on time to quote it out and to complete the service. They send a crew large enough to finish in one day. They take time to remove things around the yard and protect from damage. Their prices are competitive and they have their own insurance. They do not contract out and do the work themselves. A big selling point for me is that they have a brick and mortar location locally. You hear a lot of scams with the various trades but having a place to go if there are issues or concerns is an added layer of confidence. They showed up around 7am, the date of service and were gone by noon. I can certainly see how they have been successful in business for many years.”

5
TB
May 2023
Google Customer Review

“I came into contact with JN Roofing and Contracting through a family friend who suggested (them) to me, and wow, what a great suggestion. They were in and out in less than a day and left my yard absolutely spotless. Extremely professional and respectful to me and my family. Extremely satisfied with the quality of work as well as the way the employees conducted themselves on the job site. Thank you for a job well done.”

5
Dustyn M.
January 2023
Google Customer Review

“JN Roofing is an honest, nice, experienced, reliable and reputable roofing company that you can trust! My house has a big roof of about 3,000 square feet, the team finished it within 4 hours with satisfied professional quality, well out of my imagination and expectation. Jason and the team always keep their promises whatever they said or indicated in the agreement. If you are looking for a high quality roofing contractor, JN Roofing is surely your only choice!”

5
Tim
August 2021
Homestars Customer Review

What’s Next?

Step 1: Request Your Free Roofing Quote

JN Roofing will inspect your roof and send an exact cost. No charge. No obligation.

Step 2: Apply for Financing

JN Roofing will inspect your roof and provide a detailed estimate. No obligation, no charge.